Low Rates on Commercial Auto Insurance
We can help your business find low rates on commercial auto insurance coverage. Our independent insurance agents can help everyone from the one man business to large businesses with multiple vehicles.
Using the right tool for a job is key to success in any profession. Experts say the same principle applies when selecting an auto insurance policy. Having the right type of policy can help ensure that you, your employees and your business are all protected in the unfortunate event that one of your vehicles is involved in an accident. We offer a variety of business auto insurance options including tow truck insurance, business vehicle insurance, contractor’s auto insurance, and more.
If you’re a business owner and you or your employees use a vehicle for business-related deliveries or to carry certain materials to and from a job site, you may need a commercial auto insurance policy that’s tailored to more closely suit the needs and risks of a business vehicle operator. We work to find you discounts on auto insurance, as well as finding the lowest rates on coverage. We only connect our clients with the top rated auto insurance companies for small businesses so that your claims get handled fast.
Here are some questions that can help you determine if you might need a commercial auto policy instead of a personal auto policy, courtesy of STL Insurance Stop:
- Do you need more liability coverage than your personal auto policy provides? Generally, a commercial auto policy provides higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.
- Do you need special coverage for situations associated with con-ducting business? Commercial auto policies also usually offer certain coverages—such as hired and non-owned auto coverage and coverage for towing a trailer for business use—that are not available with personal auto policies.
- Do you need to list any employees as drivers? You can do this with a commercial auto insurance policy.
- Do you use your vehicle for business purposes? If you use your vehicle for things like pizza or newspaper delivery, catering, door-to-door consulting service, landscaping or snowplowing service, logging business, day care/church retreat van service and/or farm-to-market delivery, you might need a commercial auto policy.